Terms & Conditions

Updated March 2020


This website (the “Site”) is owned and operated by SpencerWhitePublishing.com (“We” or “Us”). By using the Site, you agree to be bound by these Terms and Conditions of Use and Service (“Terms and Conditions”) and to use the Site in accordance with these Terms of and Conditions and Service, Privacy Policy, and Refund Policy. These Terms and Conditions are in addition to the terms and conditions that may apply to specific sections of the Site or to products and services available through the Site. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms and Conditions.

We reserve the right to change these Terms and Conditions or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms and Conditions on this website. By continuing to use the Site after we post any such changes, you accept the Terms and Conditions, as modified.


By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions, all applicable laws and regulations. You further agree that you are responsible for compliance with any and all applicable local, state, federal, and international laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on this Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  1. modify or copy the materials;
  2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  3. remove any copyright or other proprietary notations from the materials; or
  4. transfer the materials to another person or “mirror” the materials on any other server.
  5. This license shall automatically terminate if you violate any of these restrictions and may be terminated by SpencerWhitePublishing.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Our Limited License to You

The Site is provided solely for your personal noncommercial use. You may, from time to time, download and/or print copies of individual pages of the Site for your personal, non-commercial use, provided that you keep intact any copyright and other proprietary notices. You may share information found on our site for personal, noncommercial purposes.

Your License to Us

By posting or submitting any material (including, without limitation, comments, blog entries, Facebook postings, photos and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text or otherwise, you are representing: (i) that you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are thirteen years of age or older. In addition, when you submit, email, text or deliver or post any material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address or screen name, as we deem appropriate.

You acknowledge that we have the right but not the obligation to use and display any postings or contributions of any kind and that we may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.


While we do our very best to provide accurate, up-to-date and relevant information in furtherance of our mission to provide publishing services and help, hope and inspiration, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the information or materials on our web site or otherwise relating to such information materials or on any sites linked to our site.

[Legal lingo]: The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, deletion, omission, interruption, error, defect, computer virus, theft or destruction of or unauthorized access to, alteration of, or use of this Site, and includes a disclaimer against any and all claims for breach of contract, tort, negligence or any other cause of action.


In no event shall SpencerWhitePublishing.com, its principals, suppliers, and/or affiliates be liable for any damages arising out of the use or inability to use the information or materials on our site. If, notwithstanding the other provisions of these Terms and Conditions, we are found to be liable to you for any damage or loss which arises or is in any way connected to your use of this Site, our programs, or products, our liability to you shall in no event exceed the total amount you have paid directly to us for products, information or services during the six (6) month period immediately preceding any claim. All disputes, will be governed by the laws of the United States and by the laws of the State of Michigan without regard to its conflicts of laws provisions.

Interactive Features

This Site and programs offered by on this site by us may include a variety of features, such as membership sites, bulletin boards, web logs, chat rooms, and email services, which allow feedback to us and real-time interaction between users, and other features which allow users to communicate with others. Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site or elsewhere such as Facebook groups and Google Hangouts, or sent via any email services on the Site, lies with each user – you alone are responsible for the material you post or send. We do not control the messages, information or files that you or others may provide through the Site. It is a condition of your use of the Site that you do not:

  • Restrict or inhibit any other user from using and enjoying the Site.
  • Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
  • Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Site.
  • Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.
  • Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means.
  • Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.
  • Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.
  • Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.
  • Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.
  • Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising.
  • Use the Site to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without our express written approval.
  • Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.

SpencerWhitePublishing.com maintains online communities such as Facebook groups, Google Hangouts and other private and public forums on its Sites and elsewhere, and from time to time may host message boards and chats. SpencerWhitePublishing.com reserves the right to exercise its discretion and refuse, limit, or terminate any user’s access to this Site and any of the other private or public forums and communities for any reason, including but not limited to posting what SpencerWhitePublishing.com deems as inappropriate messages or content, engaging in what SpencerWhitePublishing.com deems as disruptive behavior, and/or for failing to comply with these Terms and Conditions. Such conduct may also constitute a violation of the Terms and Conditions for Summer Camp in A Box, Manifest Success Parenting and Success4Kids programs and may void and nullify the refund policy for such programs.

Additionally, SpencerWhitePublishing.com or its designated agents may remove or alter any user-created content at any time for any reason. The message boards, Facebook groups, Google Hangouts chats and other forums are intended to serve as discussion centers for users and subscribers. Information and content posted within these public forums may be provided by SpencerWhitePublishing.com’s staff, outside contributors, or by users not connected with SpencerWhitePublishing.com, some of whom may employ anonymous user names. SpencerWhitePublishing.com expressly disclaims all responsibility and endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in these forums by third parties, nor are we responsible for any errors or omissions in such postings, or for hyperlinks embedded in any messages. Under no circumstances will we, our affiliates, suppliers or agents be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants, and do not reflect the opinions of SpencerWhitePublishing.com or any of its subsidiaries or affiliates.

SpencerWhitePublishing.com has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the Sites. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The disclaimers and limitations of liabilities set forth in these Terms and Conditions, shall survive.

Revisions and Errata

The materials appearing on SpencerWhitePublishing.com’s web site could include technical, typographical, or photographic errors. SpencerWhitePublishing.com does not warrant that any of the materials on its web site are accurate, complete, or current. SpencerWhitePublishing.com may make changes to the materials contained on its web site at any time without notice. SpencerWhitePublishing.com does not, however, make any commitment to update the materials.

Intellectual Property

This Site includes proprietary information and material, including graphics, audio/video clips, and editorial content, that is exclusively owned by SpencerWhitePublishing.com and/or its owners, contributors and/or affiliates. This information is protected by all applicable intellectual property laws, including but not limited to trademark and copyright laws. As a condition of your access to this Site, you agree to not use any such proprietary information without the express written consent of SpencerWhitePublishing.com.


SpencerWhitePublishing.com has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by SpencerWhitePublishing.com of the site. Use of any such linked web site is at the user’s own risk.

Modification of Site Terms and Conditions

SpencerWhitePublishing.com may revise these Terms and Conditions for the Site at any time without notice. By using this Site you are agreeing to be bound by the then current version of these Terms and Conditions.

Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Michigan and any dispute shall be subject to binding arbitration in Lansing, Michigan. If any provision of the Terms and Conditions shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from the Terms and Conditions, and shall not affect the validity and enforceability of any remaining provisions.

Links to Other Sites

This Site may contain links to other independent third-party Web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under our control, and we are not responsible for and do not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites.

Refunds and Fees

Refunds for any program, product or service are strictly governed by the Terms and Conditions set forth upon enrollment in these programs. Except where expressly stated, nothing in these Terms and Conditions modifies or otherwise alters those provisions.
In addition, from time to time, SpencerWhitePublishing.com may offer in-person events and online classes. Occasionally, SpencerWhitePublishing.com, makes available Refundable Seat Deposits. Refundable Seat Deposits are non-transferable. SpencerWhitePublishing.com reserves the right to issue refunds for such events in the form of its preference. Refunds typically are issued in the form of a check in U.S. Dollars that must be collected in-person at the time of the event. If refunds are offered by any other means (i.e. PayPal), then you must submit your online account information by email to contact@SpencerWhitePublishing.com within seven (7) business days after the subject event. In addition, from time to time upgrades to “VIP Ticketing/Seating” at in-person events may become available and are subject to a 30-day refund period. All “VIP Ticketing/Seating” upgrades purchased within 45 days of the event are nonrefundable. Any other deposits or purchases made through this website for these events or online courses are strictly non-refundable unless otherwise expressly stated.
Because we want to maintain the highest level of customer satisfaction and constantly improve our products and programs wherever possible, we may seek input from customers who have submitted a refund request through a short telephone call to understand why the refund was requested.

Modifications to the Site and Termination of Use or Access

SpencerWhitePublishing.com reserves the right to take any of the actions listed below at any time, for any reason, and without notice: (1) modify, suspend, or terminate operation of or access to the Site or any portion thereof (2) modify or change the Site or any portion thereof, and (3) interrupt the operation of the Site or any portion thereof to perform maintenance or other changes. SpencerWhitePublishing.com further has the exclusive right to terminate individual user’s access to the Site and related account(s) for any reason including but not limited to any violation of the Terms and Conditions for this Site and/or the foregoing programs. You further agree that SpencerWhitePublishing.com will not be liable to you or to any third party for termination of your access to the Site as a result of any violation of these Terms and Conditions.

Enforcement and Disclosure of Information

SpencerWhitePublishing.com further reserves the right to disclose any information about you (including your identity) necessary for any investigation of any complaint related to your use of the Site and/or to bring legal action against you for damages caused to SpencerWhitePublishing.com, and/or its customers by your violation of these Terms and Conditions. SpencerWhitePublishing.com further reserves the right to disclose any information about you necessary to comply with any applicable law, regulation, legal process or governmental request.

In the event SpencerWhitePublishing.com does take any legal action against you as a result of your violation of these Terms and Conditions, SpencerWhitePublishing.com is entitled to recover from you all reasonable attorneys’ fees and costs of such action, in addition to any other relief that may be granted.

In the event SpencerWhitePublishing.com does not strictly enforce one or more provisions of these Terms and Conditions, such action is not a waiver of that or any other provision of these Terms and Conditions against you or any other parties. Further, such conduct does not constitute a modification of any provision of these Terms and Conditions.

Class Action Waiver

You may only resolve disputes with us on an individual basis, and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations aren’t allowed.
The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a class or representative proceeding or claims (such as a class action, consolidated action or private attorney general action) unless all relevant parties specifically agree to do so following initiation of the arbitration.


You may access certain features or services offered on or through this Site through an account. It is your responsibility to maintain the confidentiality of your account information, including your user name and password. Further, you are fully responsible for any and all activity that occurs through your account as a result of your failure to properly secure your confidential information. You agree to immediately advise us of any unauthorized use of your account, password, and any other breach of security. You may be held liable for losses incurred by us or any other user of or visitor to the Site due to the use of your account by someone else caused by your failure to properly secure your account information. Likewise, by accessing this Site you recognize that you are not entitled to use anyone else’s account and that SpencerWhitePublishing.com is not liable for any damages caused by your improper use of another’s account.


You agree to indemnify and hold SpencerWhitePublishing.com, its officers, directors, members, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against SpencerWhitePublishing.com, by any third party due to or arising out of or in connection with your use of the Site.


If any clause within this Provision (other than the Class Action Waiver clause above) is found to be illegal or unenforceable, that clause will be severed/eliminated to the minimum extent possible and replaced with a valid provision that best represents the intent and purpose of these Terms and Conditions, and the remainder of this Provision will be given full force and effect. If the Class Action Waiver clause is found to be illegal or unenforceable, this entire Provision will be unenforceable and the dispute will be decided by a court.


By accessing this Site, you agree to abide and be bound by these Terms and Conditions.